{"id":11933,"date":"2020-07-20T14:02:02","date_gmt":"2020-07-20T08:32:02","guid":{"rendered":"http:\/\/ucanalytics.com\/blogs\/?p=11933"},"modified":"2020-07-20T14:02:11","modified_gmt":"2020-07-20T08:32:11","slug":"how-data-science-will-shape-post-covid-banking-video-discussion","status":"publish","type":"post","link":"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/","title":{"rendered":"How data science will shape post-COVID banking? &#8211; Video Discussion"},"content":{"rendered":"\n<p>How data science will shape post-COVID banking? had a thought-provoking discussion with\u00a0<a href=\"https:\/\/www.linkedin.com\/company\/frankbanker\/\" data-attribute-index=\"0\" data-entity-hovercard-id=\"urn:li:fs_miniCompany:14608033\" data-entity-type=\"MINI_COMPANY\">FrankBanker<\/a>:<\/p>\n<p><span class=\"embed-youtube\" style=\"text-align:center; display: block;\"><iframe loading=\"lazy\" class=\"youtube-player\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/o-3uPgjSFSY?version=3&#038;rel=1&#038;showsearch=0&#038;showinfo=1&#038;iv_load_policy=1&#038;fs=1&#038;hl=en-US&#038;autohide=2&#038;wmode=transparent\" allowfullscreen=\"true\" style=\"border:0;\" sandbox=\"allow-scripts allow-same-origin allow-popups allow-presentation\"><\/iframe><\/span><\/p>\n<p>02:01 (Part 1) Impact on variables in Credit Models<br \/>05:33 (Part 2) Are we going back to Judgemental Lending?<br \/>07:50 (Part 3) Evaluating analytics readiness of Banks<br \/>12:20 (Part 4) Is \u2018IT\u2019 the right place for Data Analytics?<br \/>14:15 (Part 5) Changes in the Credit Scoring methodologies<br \/>20:47 (Part 6) Using data for Behavioural Analysis<br \/>28:58 (Part 7) Banks need to be ready!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How data science will shape post-COVID banking? had a thought-provoking discussion with\u00a0FrankBanker: 02:01 (Part 1) Impact on variables in Credit Models05:33 (Part 2) Are we going back to Judgemental Lending?07:50 (Part 3) Evaluating analytics readiness of Banks12:20 (Part 4) Is \u2018IT\u2019 the right place for Data Analytics?14:15 (Part 5) Changes in the Credit Scoring methodologies20:47<\/p>\n<p><a class=\"excerpt-more blog-excerpt\" href=\"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/\">Read More&#8230;<\/a><\/p>\n","protected":false},"author":1,"featured_media":11934,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0,"jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[1],"tags":[],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How data science will shape post-COVID banking? - Video Discussion &ndash; YOU CANalytics |<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How data science will shape post-COVID banking? - Video Discussion &ndash; YOU CANalytics |\" \/>\n<meta property=\"og:description\" content=\"How data science will shape post-COVID banking? had a thought-provoking discussion with\u00a0FrankBanker: 02:01 (Part 1) Impact on variables in Credit Models05:33 (Part 2) Are we going back to Judgemental Lending?07:50 (Part 3) Evaluating analytics readiness of Banks12:20 (Part 4) Is \u2018IT\u2019 the right place for Data Analytics?14:15 (Part 5) Changes in the Credit Scoring methodologies20:47Read More...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/\" \/>\n<meta property=\"og:site_name\" content=\"YOU CANalytics |\" \/>\n<meta property=\"article:author\" content=\"roopam\" \/>\n<meta property=\"article:published_time\" content=\"2020-07-20T08:32:02+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-07-20T08:32:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2020\/07\/Data-Analytics-for-Banking-FB.jpg?fit=788%2C444&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"788\" \/>\n\t<meta property=\"og:image:height\" content=\"444\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Roopam Upadhyay\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/ucanalytics.com\/blogs\/#organization\",\"name\":\"YOU CANalytics\",\"url\":\"https:\/\/ucanalytics.com\/blogs\/\",\"sameAs\":[],\"logo\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/ucanalytics.com\/blogs\/#logo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2015\/11\/YOU-CANalytics-Logo.jpg?fit=607%2C120\",\"contentUrl\":\"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2015\/11\/YOU-CANalytics-Logo.jpg?fit=607%2C120\",\"width\":607,\"height\":120,\"caption\":\"YOU CANalytics\"},\"image\":{\"@id\":\"https:\/\/ucanalytics.com\/blogs\/#logo\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/ucanalytics.com\/blogs\/#website\",\"url\":\"https:\/\/ucanalytics.com\/blogs\/\",\"name\":\"YOU CANalytics |\",\"description\":\"Explore the Power of Data Science\",\"publisher\":{\"@id\":\"https:\/\/ucanalytics.com\/blogs\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/ucanalytics.com\/blogs\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2020\/07\/Data-Analytics-for-Banking-FB.jpg?fit=788%2C444&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2020\/07\/Data-Analytics-for-Banking-FB.jpg?fit=788%2C444&ssl=1\",\"width\":788,\"height\":444},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/#webpage\",\"url\":\"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/\",\"name\":\"How data science will shape post-COVID banking? - Video Discussion &ndash; YOU CANalytics |\",\"isPartOf\":{\"@id\":\"https:\/\/ucanalytics.com\/blogs\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/#primaryimage\"},\"datePublished\":\"2020-07-20T08:32:02+00:00\",\"dateModified\":\"2020-07-20T08:32:11+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/ucanalytics.com\/blogs\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How data science will shape post-COVID banking? &#8211; Video Discussion\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/#webpage\"},\"author\":{\"@id\":\"https:\/\/ucanalytics.com\/blogs\/#\/schema\/person\/55961a1cea272ecdf290cb387be069b6\"},\"headline\":\"How data science will shape post-COVID banking? &#8211; Video Discussion\",\"datePublished\":\"2020-07-20T08:32:02+00:00\",\"dateModified\":\"2020-07-20T08:32:11+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/#webpage\"},\"wordCount\":84,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/ucanalytics.com\/blogs\/#organization\"},\"image\":{\"@id\":\"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2020\/07\/Data-Analytics-for-Banking-FB.jpg?fit=788%2C444&ssl=1\",\"articleSection\":[\"Marketing Analytics\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/#respond\"]}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/ucanalytics.com\/blogs\/#\/schema\/person\/55961a1cea272ecdf290cb387be069b6\",\"name\":\"Roopam Upadhyay\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/ucanalytics.com\/blogs\/#personlogo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/dd1aa0b0e813f7639800bcfad6a554f1?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/dd1aa0b0e813f7639800bcfad6a554f1?s=96&d=mm&r=g\",\"caption\":\"Roopam Upadhyay\"},\"description\":\"This blog contains my personal views and thoughts on predictive Analytics and big data. - Roopam Upadhyay\",\"sameAs\":[\"roopam\"],\"url\":\"https:\/\/ucanalytics.com\/blogs\/author\/roopam\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How data science will shape post-COVID banking? - Video Discussion &ndash; YOU CANalytics |","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/","og_locale":"en_US","og_type":"article","og_title":"How data science will shape post-COVID banking? - Video Discussion &ndash; YOU CANalytics |","og_description":"How data science will shape post-COVID banking? had a thought-provoking discussion with\u00a0FrankBanker: 02:01 (Part 1) Impact on variables in Credit Models05:33 (Part 2) Are we going back to Judgemental Lending?07:50 (Part 3) Evaluating analytics readiness of Banks12:20 (Part 4) Is \u2018IT\u2019 the right place for Data Analytics?14:15 (Part 5) Changes in the Credit Scoring methodologies20:47Read More...","og_url":"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/","og_site_name":"YOU CANalytics |","article_author":"roopam","article_published_time":"2020-07-20T08:32:02+00:00","article_modified_time":"2020-07-20T08:32:11+00:00","og_image":[{"width":788,"height":444,"url":"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2020\/07\/Data-Analytics-for-Banking-FB.jpg?fit=788%2C444&ssl=1","type":"image\/jpeg"}],"twitter_misc":{"Written by":"Roopam Upadhyay"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/ucanalytics.com\/blogs\/#organization","name":"YOU CANalytics","url":"https:\/\/ucanalytics.com\/blogs\/","sameAs":[],"logo":{"@type":"ImageObject","@id":"https:\/\/ucanalytics.com\/blogs\/#logo","inLanguage":"en-US","url":"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2015\/11\/YOU-CANalytics-Logo.jpg?fit=607%2C120","contentUrl":"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2015\/11\/YOU-CANalytics-Logo.jpg?fit=607%2C120","width":607,"height":120,"caption":"YOU CANalytics"},"image":{"@id":"https:\/\/ucanalytics.com\/blogs\/#logo"}},{"@type":"WebSite","@id":"https:\/\/ucanalytics.com\/blogs\/#website","url":"https:\/\/ucanalytics.com\/blogs\/","name":"YOU CANalytics |","description":"Explore the Power of Data Science","publisher":{"@id":"https:\/\/ucanalytics.com\/blogs\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/ucanalytics.com\/blogs\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","@id":"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/#primaryimage","inLanguage":"en-US","url":"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2020\/07\/Data-Analytics-for-Banking-FB.jpg?fit=788%2C444&ssl=1","contentUrl":"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2020\/07\/Data-Analytics-for-Banking-FB.jpg?fit=788%2C444&ssl=1","width":788,"height":444},{"@type":"WebPage","@id":"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/#webpage","url":"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/","name":"How data science will shape post-COVID banking? - Video Discussion &ndash; YOU CANalytics |","isPartOf":{"@id":"https:\/\/ucanalytics.com\/blogs\/#website"},"primaryImageOfPage":{"@id":"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/#primaryimage"},"datePublished":"2020-07-20T08:32:02+00:00","dateModified":"2020-07-20T08:32:11+00:00","breadcrumb":{"@id":"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/ucanalytics.com\/blogs\/"},{"@type":"ListItem","position":2,"name":"How data science will shape post-COVID banking? &#8211; Video Discussion"}]},{"@type":"Article","@id":"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/#article","isPartOf":{"@id":"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/#webpage"},"author":{"@id":"https:\/\/ucanalytics.com\/blogs\/#\/schema\/person\/55961a1cea272ecdf290cb387be069b6"},"headline":"How data science will shape post-COVID banking? &#8211; Video Discussion","datePublished":"2020-07-20T08:32:02+00:00","dateModified":"2020-07-20T08:32:11+00:00","mainEntityOfPage":{"@id":"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/#webpage"},"wordCount":84,"commentCount":0,"publisher":{"@id":"https:\/\/ucanalytics.com\/blogs\/#organization"},"image":{"@id":"https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2020\/07\/Data-Analytics-for-Banking-FB.jpg?fit=788%2C444&ssl=1","articleSection":["Marketing Analytics"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/ucanalytics.com\/blogs\/how-data-science-will-shape-post-covid-banking-video-discussion\/#respond"]}]},{"@type":"Person","@id":"https:\/\/ucanalytics.com\/blogs\/#\/schema\/person\/55961a1cea272ecdf290cb387be069b6","name":"Roopam Upadhyay","image":{"@type":"ImageObject","@id":"https:\/\/ucanalytics.com\/blogs\/#personlogo","inLanguage":"en-US","url":"https:\/\/secure.gravatar.com\/avatar\/dd1aa0b0e813f7639800bcfad6a554f1?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/dd1aa0b0e813f7639800bcfad6a554f1?s=96&d=mm&r=g","caption":"Roopam Upadhyay"},"description":"This blog contains my personal views and thoughts on predictive Analytics and big data. - Roopam Upadhyay","sameAs":["roopam"],"url":"https:\/\/ucanalytics.com\/blogs\/author\/roopam\/"}]}},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2020\/07\/Data-Analytics-for-Banking-FB.jpg?fit=788%2C444&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p3L0jT-36t","jetpack-related-posts":[{"id":8305,"url":"https:\/\/ucanalytics.com\/blogs\/banking-fintech-artificial-intelligence-conflict-resolution\/","url_meta":{"origin":11933,"position":0},"title":"Banking &#038; Fintech : Artificial Intelligence for Conflict Resolution","author":"Roopam Upadhyay","date":false,"format":false,"excerpt":"Artificial intelligence and cognitive computing have started to make their presence felt in the business community with the promise to improve businesses like never before. Data science\u00a0models in some sense are the precursor to artificial intelligence. Data science and predictive analytics have already improved processes\u00a0significantly\u00a0and decision making for several organizations.\u2026","rel":"","context":"In &quot;Analytics Graffiti&quot;","block_context":{"text":"Analytics Graffiti","link":"https:\/\/ucanalytics.com\/blogs\/category\/analytics-graffiti\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2016\/06\/conflict.jpg?fit=505%2C630&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":633,"url":"https:\/\/ucanalytics.com\/blogs\/data-visualization-case-study-banking\/","url_meta":{"origin":11933,"position":1},"title":"Data Visualization &#8211; Banking Case Study Example (Part 1)","author":"Roopam Upadhyay","date":false,"format":false,"excerpt":"A Scientist & An Artist A few weeks ago while wandering around in Florence, the birthplace of the Renaissance, I could not escape the thought of Leonardo da Vinci : the greatest polymath of all times. Leonardo\u2019s illustrious resume contains titles such as painter, inventor, physicist, astronomer, engineer, biologist, anatomist,\u2026","rel":"","context":"In &quot;Banking Risk Case Study Example&quot;","block_context":{"text":"Banking Risk Case Study Example","link":"https:\/\/ucanalytics.com\/blogs\/category\/risk-analytics\/banking-risk-case-study-example\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2013\/09\/Data-Visualization.jpg?fit=1098%2C1059&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2013\/09\/Data-Visualization.jpg?fit=1098%2C1059&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2013\/09\/Data-Visualization.jpg?fit=1098%2C1059&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2013\/09\/Data-Visualization.jpg?fit=1098%2C1059&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2013\/09\/Data-Visualization.jpg?fit=1098%2C1059&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":4590,"url":"https:\/\/ucanalytics.com\/blogs\/master-art-data-preparation-data-science\/","url_meta":{"origin":11933,"position":2},"title":"Master the Art of Data Preparation for Data Science","author":"Roopam Upadhyay","date":false,"format":false,"excerpt":"Every data scientist knows that in any business analytics and data science exercise 70-80% of the time is consumed in data preparation and data preprocessing. This is usually considered a drudgery in\u00a0comparison to the actual statistical modeling, machine learning, and business insights part. However, every good data scientist understands that\u2026","rel":"","context":"In &quot;Analytics Tips and Tricks&quot;","block_context":{"text":"Analytics Tips and Tricks","link":"https:\/\/ucanalytics.com\/blogs\/category\/analytics-tips\/"},"img":{"alt_text":"A Simple Schematic of Banking Datasets","src":"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2015\/01\/Banking-Databases.jpg?resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2015\/01\/Banking-Databases.jpg?resize=350%2C200 1x, https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2015\/01\/Banking-Databases.jpg?resize=525%2C300 1.5x"},"classes":[]},{"id":6241,"url":"https:\/\/ucanalytics.com\/blogs\/4-ps-to-bring-data-science-to-boardroom-the-economic-times-business-analytics-summit\/","url_meta":{"origin":11933,"position":3},"title":"4 Ps to Bring Data Science to Boardroom @ The Economic Times Business Analytics Summit","author":"Roopam Upadhyay","date":false,"format":false,"excerpt":"A couple of\u00a0weeks ago I got an\u00a0opportunity to be a\u00a0part of a\u00a0panel discussion at 'The Economic Times Business Analytics Summit'. The topic of the\u00a0discussion was\u00a0'overcoming the challenges of bringing data science to the boardroom'.\u00a0The panel had a well-balanced representation from both industry and academia. It was an interesting and thought-provoking\u2026","rel":"","context":"In &quot;Events &amp; Interviews&quot;","block_context":{"text":"Events &amp; Interviews","link":"https:\/\/ucanalytics.com\/blogs\/category\/events-and-interviews\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2015\/10\/The-Economic-Times-Business-Analytics-Summit.jpg?fit=678%2C395&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2015\/10\/The-Economic-Times-Business-Analytics-Summit.jpg?fit=678%2C395&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2015\/10\/The-Economic-Times-Business-Analytics-Summit.jpg?fit=678%2C395&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":55,"url":"https:\/\/ucanalytics.com\/blogs\/credit-scorecards-advanced-analytics-part-4\/","url_meta":{"origin":11933,"position":4},"title":"Credit Scorecards &#8211; Advanced Analytics (part 4 of 7)","author":"Roopam Upadhyay","date":false,"format":false,"excerpt":"Modeling in Advanced Analytics The room, full of Analysts, erupts with a loud round of laughter when a young business analyst narrates to us an incident from his recent trip back home. A distant aunt inquired about his new profession. His response \u2013 I am into modeling. She got all\u2026","rel":"","context":"In &quot;Credit Risk Analytics Series&quot;","block_context":{"text":"Credit Risk Analytics Series","link":"https:\/\/ucanalytics.com\/blogs\/category\/risk-analytics\/credit-risk-analytics-series\/"},"img":{"alt_text":"4. Scorecard Simple","src":"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2013\/07\/4.-Scorecard-Simple1.jpg?resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2013\/07\/4.-Scorecard-Simple1.jpg?resize=350%2C200 1x, https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2013\/07\/4.-Scorecard-Simple1.jpg?resize=525%2C300 1.5x, https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2013\/07\/4.-Scorecard-Simple1.jpg?resize=700%2C400 2x"},"classes":[]},{"id":3973,"url":"https:\/\/ucanalytics.com\/blogs\/model-selection-retail-case-study-example-part-7\/","url_meta":{"origin":11933,"position":5},"title":"Model Selection &#8211; Retail Case Study Example (Part 7)","author":"Roopam Upadhyay","date":false,"format":false,"excerpt":"Model Selection This is a continuation of our retail case study example for campaign and marketing analytics. In the previous two parts, we discussed a couple of decision tree algorithms (CART and C4.5)\u00a0for classification. Recall a previous case study example on\u00a0banking and risk management where we discussed logistic regression\u00a0which is\u2026","rel":"","context":"In &quot;Marketing Analytics&quot;","block_context":{"text":"Marketing Analytics","link":"https:\/\/ucanalytics.com\/blogs\/category\/marketing-analytics\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2014\/09\/photo.jpg?fit=1200%2C1029&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2014\/09\/photo.jpg?fit=1200%2C1029&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2014\/09\/photo.jpg?fit=1200%2C1029&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2014\/09\/photo.jpg?fit=1200%2C1029&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2014\/09\/photo.jpg?fit=1200%2C1029&ssl=1&resize=1050%2C600 3x"},"classes":[]}],"_links":{"self":[{"href":"https:\/\/ucanalytics.com\/blogs\/wp-json\/wp\/v2\/posts\/11933"}],"collection":[{"href":"https:\/\/ucanalytics.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ucanalytics.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ucanalytics.com\/blogs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ucanalytics.com\/blogs\/wp-json\/wp\/v2\/comments?post=11933"}],"version-history":[{"count":1,"href":"https:\/\/ucanalytics.com\/blogs\/wp-json\/wp\/v2\/posts\/11933\/revisions"}],"predecessor-version":[{"id":11935,"href":"https:\/\/ucanalytics.com\/blogs\/wp-json\/wp\/v2\/posts\/11933\/revisions\/11935"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ucanalytics.com\/blogs\/wp-json\/wp\/v2\/media\/11934"}],"wp:attachment":[{"href":"https:\/\/ucanalytics.com\/blogs\/wp-json\/wp\/v2\/media?parent=11933"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ucanalytics.com\/blogs\/wp-json\/wp\/v2\/categories?post=11933"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ucanalytics.com\/blogs\/wp-json\/wp\/v2\/tags?post=11933"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}