{"id":11937,"date":"2020-08-18T14:11:56","date_gmt":"2020-08-18T08:41:56","guid":{"rendered":"http:\/\/ucanalytics.com\/blogs\/?p=11937"},"modified":"2020-08-18T14:32:51","modified_gmt":"2020-08-18T09:02:51","slug":"machine-learning-for-debt-collection-and-recovery-scorecards-for-banks","status":"publish","type":"post","link":"https:\/\/ucanalytics.com\/blogs\/machine-learning-for-debt-collection-and-recovery-scorecards-for-banks\/","title":{"rendered":"Machine Learning for Debt Collection and Recovery Scorecards for Banks"},"content":{"rendered":"\n<hr \/>\n<p>Covid-19 pandemic has ignited an unprecedented risk for the economy. Banks and financial institutions across the globe are expected to register unusually high default rates on loans once the moratorium and forbearance imposed by the governments and the regulators are lifted.\u00a0<\/p>\n<p>Scientific tools such as collection and recovery scorecards offer a mechanism to predict defaults on the loan portfolio and also suggest appropriate actions to alleviate debt collection and recovery risk. In this webinar video, learn how you can use machine learning to develop collection scorecards to improve debt collection efficiency. Also, learn how to implement collection scorecards to reduce bad debts on your portfolio.<\/p>\n<p><span class=\"embed-youtube\" style=\"text-align:center; display: block;\"><iframe loading=\"lazy\" class=\"youtube-player\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/MqMICJOGMBQ?version=3&#038;rel=1&#038;showsearch=0&#038;showinfo=1&#038;iv_load_policy=1&#038;fs=1&#038;hl=en-US&#038;autohide=2&#038;wmode=transparent\" allowfullscreen=\"true\" style=\"border:0;\" sandbox=\"allow-scripts allow-same-origin allow-popups allow-presentation\"><\/iframe><\/span><\/p>\n<p>\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Covid-19 pandemic has ignited an unprecedented risk for the economy. Banks and financial institutions across the globe are expected to register unusually high default rates on loans once the moratorium and forbearance imposed by the governments and the regulators are lifted.\u00a0 Scientific tools such as collection and recovery scorecards offer a mechanism to predict defaults<\/p>\n<p><a class=\"excerpt-more blog-excerpt\" href=\"https:\/\/ucanalytics.com\/blogs\/machine-learning-for-debt-collection-and-recovery-scorecards-for-banks\/\">Read More&#8230;<\/a><\/p>\n","protected":false},"author":1,"featured_media":11938,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0,"jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[54,83],"tags":[],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Machine Learning for Debt Collection and Recovery Scorecards for Banks &ndash; YOU CANalytics |<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ucanalytics.com\/blogs\/machine-learning-for-debt-collection-and-recovery-scorecards-for-banks\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Machine Learning for Debt Collection and Recovery Scorecards for Banks &ndash; YOU CANalytics |\" \/>\n<meta property=\"og:description\" content=\"Covid-19 pandemic has ignited an unprecedented risk for the economy. Banks and financial institutions across the globe are expected to register unusually high default rates on loans once the moratorium and forbearance imposed by the governments and the regulators are lifted.\u00a0 Scientific tools such as collection and recovery scorecards offer a mechanism to predict defaultsRead More...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ucanalytics.com\/blogs\/machine-learning-for-debt-collection-and-recovery-scorecards-for-banks\/\" \/>\n<meta property=\"og:site_name\" content=\"YOU CANalytics |\" \/>\n<meta property=\"article:author\" content=\"roopam\" \/>\n<meta property=\"article:published_time\" content=\"2020-08-18T08:41:56+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-08-18T09:02:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2020\/08\/Machine-Learning-Powered-Debt-Collection-and-Collection-Scorecards.jpg?fit=2050%2C1145&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"2050\" \/>\n\t<meta property=\"og:image:height\" content=\"1145\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Roopam Upadhyay\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/ucanalytics.com\/blogs\/#organization\",\"name\":\"YOU CANalytics\",\"url\":\"https:\/\/ucanalytics.com\/blogs\/\",\"sameAs\":[],\"logo\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/ucanalytics.com\/blogs\/#logo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2015\/11\/YOU-CANalytics-Logo.jpg?fit=607%2C120\",\"contentUrl\":\"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2015\/11\/YOU-CANalytics-Logo.jpg?fit=607%2C120\",\"width\":607,\"height\":120,\"caption\":\"YOU CANalytics\"},\"image\":{\"@id\":\"https:\/\/ucanalytics.com\/blogs\/#logo\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/ucanalytics.com\/blogs\/#website\",\"url\":\"https:\/\/ucanalytics.com\/blogs\/\",\"name\":\"YOU CANalytics |\",\"description\":\"Explore the Power of Data Science\",\"publisher\":{\"@id\":\"https:\/\/ucanalytics.com\/blogs\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/ucanalytics.com\/blogs\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/ucanalytics.com\/blogs\/machine-learning-for-debt-collection-and-recovery-scorecards-for-banks\/#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2020\/08\/Machine-Learning-Powered-Debt-Collection-and-Collection-Scorecards.jpg?fit=2050%2C1145&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2020\/08\/Machine-Learning-Powered-Debt-Collection-and-Collection-Scorecards.jpg?fit=2050%2C1145&ssl=1\",\"width\":2050,\"height\":1145},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/ucanalytics.com\/blogs\/machine-learning-for-debt-collection-and-recovery-scorecards-for-banks\/#webpage\",\"url\":\"https:\/\/ucanalytics.com\/blogs\/machine-learning-for-debt-collection-and-recovery-scorecards-for-banks\/\",\"name\":\"Machine Learning for Debt Collection and Recovery Scorecards for Banks &ndash; 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Introduction (part 1 of 7)","author":"Roopam Upadhyay","date":false,"format":false,"excerpt":"Credit Scorecards in the Age of Credit Crisis This incident took place at a friend\u2019s party circa 2009, in the backdrop of the worst financial crisis the planet has seen for a long time. 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A few years ago, my wife and I took a couple of weeks\u2019 vacation to England and Scotland. Just before boarding the British Airway\u2019s plane, an air-hostess informed us that we were upgraded to business class. Jolly good! 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Reject Inference is\u2026","rel":"","context":"In &quot;Banking Risk Case Study Example&quot;","block_context":{"text":"Banking Risk Case Study Example","link":"https:\/\/ucanalytics.com\/blogs\/category\/risk-analytics\/banking-risk-case-study-example\/"},"img":{"alt_text":"Reject Inference 1","src":"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2014\/05\/Reject-Inference-1.jpg?resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2014\/05\/Reject-Inference-1.jpg?resize=350%2C200 1x, https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2014\/05\/Reject-Inference-1.jpg?resize=525%2C300 1.5x, https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2014\/05\/Reject-Inference-1.jpg?resize=700%2C400 2x"},"classes":[]},{"id":230,"url":"https:\/\/ucanalytics.com\/blogs\/credit-scorecards-model-validation-part-6\/","url_meta":{"origin":11937,"position":5},"title":"Credit Scorecards &#8211; Model Validation (Part 6 of 7)","author":"Roopam Upadhyay","date":false,"format":false,"excerpt":"There are only two ways to live your life. One is as though nothing is a miracle. The other is as though everything is a miracle. \u2013 Albert Einstein A Commentary on Curiosity\u00a0 I think the best way to appreciate and enjoy the trivial is to travel. When I say\u2026","rel":"","context":"In &quot;Credit Risk Analytics Series&quot;","block_context":{"text":"Credit Risk Analytics Series","link":"https:\/\/ucanalytics.com\/blogs\/category\/risk-analytics\/credit-risk-analytics-series\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/ucanalytics.com\/blogs\/wp-content\/uploads\/2013\/07\/6-Travel-272x300.jpg?resize=350%2C200","width":350,"height":200},"classes":[]}],"_links":{"self":[{"href":"https:\/\/ucanalytics.com\/blogs\/wp-json\/wp\/v2\/posts\/11937"}],"collection":[{"href":"https:\/\/ucanalytics.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ucanalytics.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ucanalytics.com\/blogs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ucanalytics.com\/blogs\/wp-json\/wp\/v2\/comments?post=11937"}],"version-history":[{"count":4,"href":"https:\/\/ucanalytics.com\/blogs\/wp-json\/wp\/v2\/posts\/11937\/revisions"}],"predecessor-version":[{"id":11942,"href":"https:\/\/ucanalytics.com\/blogs\/wp-json\/wp\/v2\/posts\/11937\/revisions\/11942"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ucanalytics.com\/blogs\/wp-json\/wp\/v2\/media\/11938"}],"wp:attachment":[{"href":"https:\/\/ucanalytics.com\/blogs\/wp-json\/wp\/v2\/media?parent=11937"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ucanalytics.com\/blogs\/wp-json\/wp\/v2\/categories?post=11937"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ucanalytics.com\/blogs\/wp-json\/wp\/v2\/tags?post=11937"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}