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Tag Archives: Business Analytics

Logistic Regression – Banking Case Study Example (Part 3)

· Roopam Upadhyay · 35 Comments

The Beautiful Formula Mathematicians often conduct competitions for the most beautiful formulae of all. The first position, almost every time, goes to the formula discovered by Leonhard Euler. Displayed below is the formula. This formula is phenomenal because it is a combination of the five most important constants in mathematics i.e. 0 : Additive Identity 1 :

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Posted in Banking Risk Case Study Example, Risk Analytics | Tags: Banking and Insurance Analytics, Business Analytics, Predictive Analytics, Roopam Upadhyay |

Data Visualization – Banking Case Study Example (Part 2)

· Roopam Upadhyay · 10 Comments

Sherlock Holmes & Data Visualization As a kid, a friend of mine used to own a Sherlock Holmes toy kit – the source of envy for all the other friends. The kit had a Sherlock Holmes cap, a pipe, a watch and a magnifying glass. The magnifying glass was the most coveted item in the

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Posted in Banking Risk Case Study Example, Risk Analytics | Tags: Banking and Insurance Analytics, Business Analytics, Predictive Analytics, Roopam Upadhyay |

Data Visualization – Banking Case Study Example (Part 1)

· Roopam Upadhyay · 23 Comments

A Scientist & An Artist A few weeks ago while wandering around in Florence, the birthplace of the Renaissance, I could not escape the thought of Leonardo da Vinci : the greatest polymath of all times. Leonardo’s illustrious resume contains titles such as painter, inventor, physicist, astronomer, engineer, biologist, anatomist, geologist, and architect – no

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Posted in Banking Risk Case Study Example, Risk Analytics | Tags: Banking and Insurance Analytics, Business Analytics, Predictive Analytics, Roopam Upadhyay |

Wise Models – Analytics Graffiti

· Roopam Upadhyay · 3 Comments

A Case for Wise Models Lehman Brothers, a financial services company, filed for bankruptcy on 15th September 2008 – exactly five years from today. A company founded in 1850 disappeared overnight. The chain of events to follow brought the overall financial system across the world to its knees – hence started the biggest economic crisis

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Posted in Analytics Graffiti, Banking Models | Tags: Banking and Insurance Analytics, Business Analytics, Predictive Analytics, Roopam Upadhyay |

Big Data – Lessons from Genetics and Bio-Statistics

· Roopam Upadhyay · Leave a comment

  Evolution of Biology & Medicine with Big Data I learnt a couple of facts when I was around 14 years old. First, that the chimpanzee genome is more than 95% identical to the human genome. Second, that the genomes of two different humans is 99% identical. The genome is the building block of life.

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Posted in Big Data Analytics, Healthcare Analytics | Tags: BIG DATA, Big Data Analytics, Business Analytics, Healthcare Analytics, Predictive Analytics, Roopam Upadhyay |

Big Data – When the ruckus is over, turn on the lights!

· Roopam Upadhyay · Leave a comment

Facebook and Indian Elections India is going to have its 16th national elections in the middle of next year. Around 450 million* people are expected to vote in the elections. This will require a huge infrastructure just to conduct the elections. On top of this, political parties are going to shove huge amounts of cash

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Posted in Big Data Analytics | Tags: BIG DATA, Big Data Analytics, Business Analytics, Predictive Analytics, Roopam Upadhyay |

7 Advanced-Analytics Solutions for Loan Portfolios

· Roopam Upadhyay · 1 Comment

Year-One of Analytics – A Crucial Juncture I am a big fan of the graphic novel – Batman: the Dark Knight Returns – by Frank Miller. I almost lost my faith in Batman after watching the utterly ridiculous television series from the 60s – based on camp aesthetic. Batman was more of a joker in

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Posted in Analytics Graffiti, Banking Models | Tags: Banking and Insurance Analytics, Business Analytics, Predictive Analytics, Roopam Upadhyay |

Credit Scorecards – Business Integration of Predictive Analytics (part 7 of 7)

· Roopam Upadhyay · 13 Comments

Columbus – A lesson in Leadership Christopher Columbus – I have adored this man for various reasons at various stages of my life. At seven, I adored him because his mistakes were applauded and became part of history – Columbus mistook Native Americans for Indians because he thought he had landed in Asia rather than

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Posted in Credit Risk Analytics Series, Risk Analytics | Tags: Banking and Insurance Analytics, Business Analytics, Credit Risk, Predictive Analytics, Roopam Upadhyay |

Credit Scorecards – Model Validation (Part 6 of 7)

· Roopam Upadhyay · 10 Comments

There are only two ways to live your life. One is as though nothing is a miracle. The other is as though everything is a miracle. – Albert Einstein A Commentary on Curiosity  I think the best way to appreciate and enjoy the trivial is to travel. When I say trivial, it includes doorknobs, posters,

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Posted in Credit Risk Analytics Series, Risk Analytics | Tags: Banking and Insurance Analytics, Business Analytics, Credit Risk, Predictive Analytics, Roopam Upadhyay |

Credit Scorecards – Logistic Regression (part 5 of 7)

· Roopam Upadhyay · 9 Comments

A Primer on Logistic Regression – Are you Happy? A few years ago, my wife and I took a couple of weeks’ vacation to England and Scotland. Just before boarding the British Airway’s plane, an air-hostess informed us that we were upgraded to business class. Jolly good! What a wonderful start to the vacation. Once

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Posted in Credit Risk Analytics Series, Risk Analytics | Tags: Banking and Insurance Analytics, Business Analytics, Credit Risk, Predictive Analytics, Roopam Upadhyay |
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